Dr. Michael Kollo is the Chief AI Transformation Officer at Qualitas, where he leads a team of dedicated AI professionals building and deploying agentic AI systems to assess and monitor complex loan transactions.

He is also the founder of Evolved AI, a consultancy helping asset managers and financial institutions navigate AI adoption from strategy through to implementation. Michael brings a rare combination of deep applied financial services experience and technical expertise in architecting complex intelligent systems. With a PhD from the London School of Economics, his work sits at the intersection of agentic AI design and domain knowledge — collaborating closely with subject matter experts to deliver real, measurable outcomes.

A well-regarded speaker on AI in financial services, Michael is also the author of the upcoming book Future Ready with Generative AI — a philosophical and thought-provoking exploration of the capabilities and implications of AI for work, personal life, and careers. Blending fiction, non-fiction, and practical mindsets, it's written for the genuinely curious.